Or at least there should be. And buying a home or refinancing the one you have is an incredibly important and exciting time.
What you need in the process is someone Reliable by your side.
Here for you and by your side each step of the way.
Make it your home.
If you have bought a home before, you know there are a lot more steps than just looking for and finding the home for you. You need to get approved, understand the rates, payments, and programs available to you, and eventually close. But you are not left to complete that process on your own.
Buying a home is an big investment, and it is important to understand what actions to take and why. With guidance from the experienced team at Reliable Home Lenders, you will have a helping hand throughout the process so you are never left wondering what comes next.
The mortgage process occurs in four stages.
Each stage has various activities and milestones that need to be hit before progressing further.
This stage includes applying, getting pre-qualified, gathering all of the documents necessary for your application, and finding the property you want.
During this stage, third party services take place, including the appraisal. Once your file is processed, it moves to the next stage.
This is when you find out if your loan has been approved. If there are any conditions put in place by the underwriter, they must be satisfied here.
Once underwriting is complete, we can clear your file for closing. Congratulations, you have closed on your new home!
The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional, and fun style.
In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals.
NMLS #210254Apply for a loan with Kelly
NMLS #254201Apply for a loan with Mike
NMLS #1662895Apply for a loan with Josh